FINANCE LEASE

A Finance Lease is a contract where the finance company (the lessor) purchases the equipment or vehicle required by the customer (the lessee) and is therefore the owner of the goods.

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HIRE PURCHASE

A Hire Purchase is a contract where the finance company (the owner) allows the customer (the hirer) to possess and use the goods in return for regular payments. When all payments are made the title of the goods passes to the customer.

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